Credit

What is the most important thing to a new Entrepreneur and/or Independent filmmaker? There Credit... Credit can be a beautiful thing if you know how to use it. You must know your weapons to win the battle... What are your weapons?

Credit Report - Know your Credit report! Almost everybody have something wrong on there credit report.

Credit Score - I think the lowest Credit Score for most lenders are 578. The higher your credit score the better your chance to get a loan and the better the rate you'll get, but if you can come up with the collateral to secure the loan, but for an unsecured loan you will need a good credit score or a co-signer with good credit to bring up your credit score.

With these weapons you will be able to get a loan...

Remember: Knowledge = Power... Ok there are many lenders you can go to for a loan.

Here are the ones I have done research on:

www.Beneficial.com - They do not base there loan on credit alone. They base the loan on your ability to repay the loan.

www.Americanunsecured.com - They go by many names, but they have a clean bbb report... The minimum credit score is 680. They are not a lender, but a loan Consultant.

www.Credit.com - Also not a lender, but has a lot of services and will match you up with the best lender for you. Here is my friend that works at credit.com She can help you with any question you have "Shannon" shannon@credit.com tell her Lao sent you, lol...

Remember to read over everything before signing and to get promises in writing.